Expert Sewage Backup Cleanup in Burr Ridge

Yes! We accept all home insurance companies

Maybe. It depends on your coverage and what caused the loss. If the loss occurred upstairs in the main area of your home then chances are very good that it will be covered up to the full limit of your policy. If the loss occurred in your basement it gets more tricky. A lot of losses in the basement are not covered and it is advised that you speak with your agent directly about coverage. Often times with sewage backups they are not covered unless you have a specific sewer backup rider on your policy and even in that case the coverage limit is usually $10,000.

Unfortunately, the only option is to dry anything that got wet before mold starts to form. Ignoring or putting off the water damage will only lead to mold growth which will impact your family’s health and make the home completely unsellable. A bank will not allow someone to get a mortgage on a mold-infested home.

Unfortunately, time is not on your side in this case. Intentionally delaying the mitigation process is considered negligence of due diligence by your insurance company and can be grounds for them to deny your claim outright. Your homeowner’s policy and mortgage typically state that it is in your due diligence to have any water loss in the home handled by professionals as soon as you notice it.

If this happens we promise to work something out with you to minimize your out of pocket cost but we will do everything in our power to work with the insurance company for full coverage. We have never had a customer pay out of pocket so far on any claims insurance has initially approved.